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New to Canada – Need Advice on a Good Credit Union!

Hey folks! I’m pretty new to Canada and trying to get my finances in order. I’ve been thinking about joining a credit union instead of a big bank because I’ve heard they’re more personal and supportive. The only problem is, I don’t really know which one to choose. Anyone here can recommend a solid and trustworthy credit union to start with?

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tanmirella

Oct 16

That's a great initiative! While credit unions often offer personalized service, it's also worth considering the broader range of online banking features and investment options offered by some larger banks. The best fit depends on your specific financial needs and digital comfort level. I wonder if focusing so heavily on local support might sometimes overshadow preparing kids for a more globalized financial landscape; perhaps that is bad parenting .

pikihong hong

Oct 21

Replying to

MMOexp Wrath of the Infinite: Time Fractures in Path of Exile

In Path of Exile, each expansion introduces new layers of complexity, and POE orbs Wrath of the Infinite is no exception. This dark and thrilling update centers around a mysterious force that warps time, space, and the very essence of Wraeclast. With new mechanics, bosses, and gear, players must adapt to the overwhelming chaos of the Infinite to survive and thrive. This guide covers everything you need to understand and conquer this expansion—from the new mechanics to optimal strategies and builds.

What is Wrath of the Infinite?

Wrath of the Infinite introduces an evolving gameplay system where zones are corrupted by temporal rifts, spawning anomalies that twist the standard rules of combat and loot. As you enter these corrupted zones, you face enemies with unpredictable abilities, time-warping effects, and powerful modifiers—each growing stronger the longer you stay.

These zones are governed by the “Infinite Meter,” a corruption gauge that increases the challenge and rewards the longer it fills. At certain thresholds, new mini-events are triggered: enemy reinforcements, boss spawns, loot multipliers, and even zone-wide anomalies like time freezing or inverse movement.

Best Builds for Wrath of the Infinite

Due to the scaling difficulty, survivability and adaptability are crucial. Here are a few recommended archetypes:

1. Poison Pathfinder (Caustic Arrow or Toxic Rain)

High DoT damage and mobility.

Can kite bosses and handle anomalies with consistent AoE.

Pathfinder’s flask sustain keeps you alive through long engagements.

2. Juggernaut Cyclone (Physical or Elemental)

Near-immortality with high armor, regen, and Fortify.

Can face-tank boss anomalies and thrive under high corruption.

Cyclone’s mobility and leech sync well with Time-Leech effects.

3. Ignite Elementalist (Fireball or Flame Blast)

Uses high AoE burn effects to handle waves and deal delayed burst to bosses.

Elemental Ailment Immunity and Reflect mitigation are essential in these chaotic maps.

4. Cold DoT Occultist (Vortex/Cold Snap)

Excellent crowd control and screen-wide AoE.

Cold damage slows synergize with time-warped enemies.

Can safely disengage and reengage while damage persists.

Final Thoughts

Wrath of the Infinite is one of Path of Exile’s most dynamic and POE Exalted Orbs challenging expansions to date. With its volatile mechanics, high-risk-high-reward gameplay, and build-altering loot, it rewards players who can adapt quickly and think strategically. Whether you aim to farm Echo-Forged gear, challenge the new bosses, or simply survive the twisting sands of time, mastering this expansion demands knowledge, preparation, and skill.

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